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Three Texas metros among most at risk for FHA delinquencies

​​WASHINGTON – ​​Three Texas metros are among the most at risk for Federal Housing Administration (FHA) loan delinquencies. 

Houston-The Woodlands-Sugar Land ranked second overall, with 22.2 percent of FHA loans in some form of delinquency (including forbearance​​​) through the end of August. 

Of all area ​​FHA loans, 14.3 percent of them are seriously delinquent (90 days or more). There are around 213,300 FHA loans in Houston, making up 19.3 percent of area home loans.

No. 5 Dallas-Plano Irving is also at risk, with 19.2 percent of FHA loans delinquent and 12.2 percent seriously delinquent. There are 144,000 FHA loans in the area (14.8 percent of home ​loans). 

San Antonio-New Braunfels is the eighth-most at-risk metro. Of the 90,200 FHA loans in the area, 19 percent are delinquent​ and 13.2 percent are seriously delinquent. FHA loans make up 19.3 percent of the area’s loans. ​​

Nationally, 17.4 percent of the 7.98 million FHA loans are delinquent, up from 17 percent in July 2020.

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